Before you get your motor running and get out on the highway, make sure you have the right motorcycle insurance coverage. Forty-nine states require bikers to buy liability motorcycle insurance (all except Florida), according to Leah Knapp, spokesperson for Progressive. She says there are a dozen states that require some form of personal injury protection for motorcyclists but most states don't require motorcyclists to have uninsured/underinsured motorist coverage.

Also, if you took out a loan to pay for your motorcycle, your lender might require comprehensive and collision coverage, as well. You might consider medical payments coverage, especially if you don't have health insurance. Medical payments will cover the costs of treating you and any passenger on your motorcycle, even if the accident is your fault.

If you've added custom parts, you'll need to purchase extra coverage to have them fully insured. Read more...

Before you get your motor running and get out on the highway, make sure you have the right motorcycle insurance coverage. Forty-nine states require bikers to buy liability motorcycle insurance (all except Florida)... Read More...

Although gas prices have come down from their record highs, the cost of fuel can take a major bite out of your budget. To keep costs in check, an increasing number of people are turning to gas-sipping scooters to get around town.

Whether you prefer old-school mopeds, a fashionable Vespa or the latest three-wheel Piaggio, there is a scooter to match your style. Just be sure to protect your new asset with a motorcycle insurance policy created especially for a scooter. As a general rule, any auto insurance company that offers motorcycle insurance will also cover scooters. Scooter policies are essentially the same as motorcycle insurance policies, since both carry similar risks. A good scooter policy should include physical damage, liability, uninsured and underinsured driver protection. Read more...

Although gas prices have come down from their record highs, the cost of fuel can take a major bite out of your budget. To keep costs in check, an increasing number of people are turning to gas-sipping scooters to get around town. Read More...

Attention motorcyclists: No matter how wild you were born to be, you still need motorcycle insurance and your choice of machine will impact how much you pay for it.

"Insurance companies have a record of each kind of bike's accident history and accident-survival rate, (as well as) who buys which type of motorcycle," says Ray Sirois, chairman of the Massachusetts Association of Insurance Agents. "All of that gets used in setting your rate." While a biker's age, driving record and other personal factors play the biggest role in determining premiums, a motorcycle's market segment also comes into play.

Some kinds of bikes not only cost more to repair or replace following an accident, but typically appeal to riskier cyclists. "The type of person who buys a Harley 'hog' isn't usually going to go crazy on a bike the way someone who buys a Kawasaki racing bike might," Sirois says. Read more...

Attention motorcyclists: No matter how wild you were born to be, you still need motorcycle insurance and your choice of machine will impact how much you pay for it.

"Insurance companies have a record of each kind of bike's accident history... Read More...