Every state has earthquakes. Does that mean you need earthquake insurance? You'll have to consider both the likelihood of earthquake damage and the financial consequences. Could you afford to rebuild your home with no insurance? Could you pay to rent another home until yours is habitable again? Read more...

Before you decide to purchase earthquake insurance, review your home insurance policy and understand what's included and excluded. Standard homeowners policies exclude damage from earthquakes and floods. Read more...

With earthquakes affecting several parts of the U.S., it is critical for homeowners, renters, and condo owners to consider how adding earthquake insurance can help secure your home and belongings should an earthquake rattle your town. Read more...

From Idaho to Nevada to North Carolina, nowhere is guaranteed to escape the ground-shaking, earth-shattering danger of an earthquake when it comes to your hometown. Read more...

If you don't have the right protection, you could be on the hook for any earthquake damage you incur. This is where earthquake insurance can help. Read more...

Homeowners insurance covers your home's structure, personal property and other structures if damaged or destroyed by a covered peril. While homeowners insurance covers a wide variety of perils, some are excluded from almost all standard homeowner policies. Read more...

Earthquakes, flooding, lack of maintenance and even damage from war are commonly excluded from home insurance coverage.

You may need additional coverage such as flood or earthquake insurance to protect your home fully. Read more...