More about Life Insurance
10 Times When You Should Reassess Your Life Insurance Needs
If you think that buying life insurance is a one and done event -- think again.
It's important to think about your family's needs if you were to die, even if you don't like to think about your mortality.
Your life changes as you age. You get a job, you get a raise, you get married, you buy a house, you have children, your children move out. These are all times to think about your life insurance.
Whatever the change, don't let it fall through the cracks until it's too late.
Here are 10 times when you should reassess your life insurance policy. Read more...
Types of Life Insurance--What's Best for You
There are many factors when you're shopping for life insurance. There are almost as many options to get coverage.
Understanding the differences between policies is vital. The two major life insurance categories are term and permanent life. The significant difference between them is that term life covers you for a period; permanent life is for your entire life. Each type brings its own positives and negatives.
Let's take a look at the term life, permanent life and final expense insurance so that you can make the best life insurance decision for you. Read more...
How to Make Sure You Have Enough Life Insurance
Only 59% of Americans have life insurance, and about half of those with insurance are underinsured, according to LIMRA.
One problem is that nine million households just have group life insurance. That's usually not enough. LIMRA estimates that people with only group life insurance have average coverage gaps of $225,000.
A life insurance policy is often an affordable way to protect your family. However, many people think they can't afford it.insurance discounts that save you the most. Read more...